Buying Toronto Real Estate

Whether you are purchasing your first home or condo or your “forever” dream home or condo, the process of buying Toronto real estate can be time-consuming and stressful without the help of a knowledgeable full-time real estate agent. By providing valuable industry information, professional advice, strong negotiation skills and first class customer service, I am able and happy to assist you with finding the right property while making the process as simple and as stress-free as possible. Some of the items for you to consider when embarking on the property buying process is  included below. Feel free to contact me with any questions your may have about the buying process and to discuss how I can assist you with finding the perfect property.

Things to Consider When Buying Toronto Real Estate:

Property  Type

The first step to finding the perfect property is knowing what it is that you need in order to make you happy at the end of the day. Take into consideration the different property types available throughout the city and determine what property type would suit your specific needs best.


Finding the right real estate agent can be a challenging endeavor. It is important that you feel comfortable and confident with your agent, and that your agent listens to your needs and expectations and has a true understanding of the goals you are trying to achieve. It is always best to ask a prospective agent to explain their approach of dealing with the buying process. Make sure to confirm that their methods, work ethic and knowledge align with your expectations and that they will continuously update you throughout the buying process.

Mortgage Options

Take the time to plan ahead by researching different mortgage lenders and mortgage options and obtain a pre-approval from your lender of choice. Mortgage pre-approval will assist with making the property buying process less stressful and put you in a better negotiating position when you find the right property. If you need assistance with choosing the right lending institution for you, ask your real estate agent for some recommendations.


In order to be in the best position for negotiating and securing the property of your choice, it is beneficial for you to have your deposit prepared and available prior to making an offer. Make sure you move any money you may need to in order to be able to provide a certified cheque or bank draft. You can expect to provide a deposit of at least 5% of the offer price. The deposit must be submitted to the listing brokerage within 24 hours of the offer being accepted so make sure your funds are prepared. Even better, have your bank draft or certified cheque prepared before submitting the offer.

Closing Costs

In addition to your deposit, you will need access to additional funds to cover your closing costs, which can include legal fees and disbursements, moving expenses and land transfer tax (municipal & provincial), you can calculate LTT HERE.

Ask Questions

As your real estate sales representative, I’m available to answer any questions or address any concerns that you may have before, during or after the real estate buying process. My goal is to ensure that you are comfortable, confident and informed at all times.

Contact me today to discuss how I can assist you with purchasing the right property for you.

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Get in Touch

+1 (416) 294-3776 braden@chestnutpark.com