Unfortunately, with Toronto’s monthly rental rates being as high as they are, it makes it hard to save and get ahead when renting. Understandably, you may have different reasons for renting vs buying, maybe you are a foreign student, you’ve been temporarily transferred to Toronto for work, maybe you like to move more often to experience different neighbourhoods or maybe you just aren’t in a financial position to buy real estate right now. There are many different scenarios when it may make more sense to rent than to buy. With that being said, if you are in a position where you have been considering the option of making the transition from renting to owning and you are either in or close to being in a financial position to buy, I highly recommend taking the time to carefully crunch the numbers in order to determine if you can afford to buy rather than rent.
Whether you rent or you own, you are going to be paying someone in order to have a roof over your head, you will either be paying your landlord, helping them pay off their mortgage and helping them build equity for themselves or as an owner you will be paying your lender/bank in order to pay off your mortgage while you build equity for yourself and for your future. Why not invest in your future by buying and owning real estate and building equity for yourself?
I understand that the thought of making the transition from renting to owning can be overwhelming as there are a lot of “What if’s” that run through your head. However, it’s essential that you focus on the bigger “What if’s”, what if you are actually in a position to buy and just don’t know it, what if you don’t really need to rent, what if you could be building equity instead of simply giving your money away, what if you could have built $50k in equity had you bought last year instead of continuing to rent, what if prices continue to skyrocket and you miss your opportunity to get into the real estate market and are stuck renting or needing to move to a less desirable city or town in order to get into the real estate market?
If you are thinking about making the transition from renting to owning, I would be happy to answer any questions you may have and to discuss how I can assist you with making the transition a successful and enjoyable one. As someone who has both rented and has owned several different properties including condos, semi-detached and detached freehold properties, I understand the concerns you may have about making the transition, I’ve been in your position before. With that being said, I’m grateful that I decided to make the transition from renting to owning at the time that I did as I would not be in the position that I am today had I not done so.
Contact me to discuss your current or future real estate plans, I would love to hear from you and I am happy to answer any questions you may have about transitioning from renting to owning or any other real estate questions or concerns you may have. I’m just a call, text or email away. Feel free to contact me any time.
We have worked with other realtors in the past, but our experience with Braden set a new standard of excellence in both customer service and professionalism in the industry. His commitment to help you find the perfect home was clearly demonstrated through making himself available to answer all our questions, providing us with the latest information on available properties and opportunities, and showing us the properties that met our needs. He provided excellent advice on both the purchase and selling processes. Braden was also hired to sell our home and he threw everything behind getting the job done (amazing marketing materials, videos and outreach through social media and the broad connections provided through the Christie’s International affiliates). He helped with preparing the home and providing solid advice on the sale approach. Overall, an amazing experience. I definitely would recommend him to represent any buyer/seller as he goes above and beyond to get the job done and done well.
Braden worked tirelessly to get us into our first condo. He was always available to take us to showings and in the end we purchased a condo that was on the market for only 7 hours thanks to Braden’s quick work. He’s also personable, professional and calm. We felt that he provided us with sound, reasonable advice and his knowledge of the market is extensive. We wouldn’t hesitate to recommend Braden.
I recently used Braden to sell my property. Braden was extremely professional and reliable. He was always available to answer questions when needed. I was especially impressed with the way Braden marketed my property by creating one of the best custom promotional videos I have seen for my property. Braden’s passion for real estate, his first class customer service and his unique marketing approach helped me sell my property for what I believe was a record breaking number at that time. I highly recommend using Braden for all of your real estate needs.
I definitely recommend Braden. He helped us sell our condo in five days, for over our asking price. Prior to that, he spent almost every evening with us over the course of three weeks to help us find a new home. His knowledge of the contracting industry enabled us to gauge what kind of work might be needed to fix a place up, and how that might affect our offer. Braden was incredibly dedicated and is someone I would certainly use again.
Braden is a model real estate agent. His professionalism and diligence is unparalleled. I have had the pleasure of working with Braden for the past two years and have been more than happy with the properties he has helped me find. I would highly recommend him to friends or anyone else looking for a real estate agent here in Toronto.
If you like your phone calls and texts returned within 30 minutes, having all of your questions answered clearly and professionally combined with a personal and calm approach then I would recommend giving a call to Braden White ….It was a very positive experience.
I had the most positive experience with Braden as my real estate agent. I felt relaxed throughout the entire process because he was on my side of the ring. With Braden, I found a great rental in the very first day of our search. Bigger than expected within my price range, in the neighbourhood I wanted, with a beautiful view of the city and amazing amenities. We saw the place and closed it with a couple days. It’s only because Braden was so energetic and committed to me as a client that we were able to get the unit. I couldn’t be happier, and I’m so thankful for all the time that Braden put into my deal. He’s not just an efficient agent, but a thoughtful negotiator. A process that could have dragged on for weeks, happened in the blink of an eye. Thank you Braden!
I usually don’t write online reviews, but given Braden’s unsurpassed professionalism, sound advise and market experience I felt compelled to post.
Braden sold my downtown Toronto condo well above my initial estimate and in record time. He was able to achieve this because of the number of tools and resources available to him, from his team who sent emails informing me of visits from potential buyers and their agents, to the amazing photographer who made my unit sparkle and shine.
Then, he found my dream home! He knew I wanted it the minute I walked through the door. But before we bid he did his due diligence: he looked at upcoming construction projects, local amenities and complied a list of comparables so that the amount I bid put me ahead of the others, which it did, and now I’m home.
Braden is incredibly knowledgeable, approachable, and professional. If you called or emailed him he would respond promptly. He’s a wizard with the paperwork and made the whole process of finding a condo easy and stress free. 10/10 would use him again.
Braden is extremely professional, accommodating and easy to work with – would 100% recommend!
My husband and I needed to find a new rental property as our property owner’s son had decided to move into the unit she owned. This happened 3 months before our wedding, and as you can imagine, we were a little stressed. Braden eased our concerns, patiently showed us numerous places in Toronto, within our price range, and desired neighbourhoods. He was responsive, understanding quick and personable.
Within two weeks we found the perfect spot and we couldn’t be any happier. His guidance throughout the whole process was so appreciated and we are so thankful to have worked with him. Again, would 100% recommend without a doubt.